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List of the Best Visa & MasterCard Online Casinos in NZ

When we look at the selection of cards for online payments, there are Visa and Mastercard. Many people ask the question which card is better: Visa or Mastercard? Both of them are available for online payments in New Zealand. Debit or Credit cards can be used to buy tickets, order clothes, and make payments in online casinos abroad. What is the difference between them, and which one to choose for online casinos? Look further to find out.

Visa & Mastercard Online Casinos

Jackpot City


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Platinum Play

NZ$ 800

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Royal Vegas


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Before making a comparison between Visa or Mastercard, we need to understand what these systems are about.


Visa is a payment system founded in 1976 in the USA, which is used in more than 200 countries of the world. Its share of the global payments is over $8.3 trillion. And across the world, more than 60 million customers have chosen the Visa card, and 2.9 billion accounts have been opened in this system. The main currency is dollars. Learning all the details, and keeping in mind how popular it is today, we can make a conclusion that it is more profitable to use Visa in the US, since there is a minimal conversation rate, however, which one is better to use in other countries, especially in New Zealand?


If we talk about MasterCard, the company’s headquarters are also located in the United States, but the main currency is not only dollars but also euros. Therefore, when traveling in Europe, experts recommend taking a MasterCard card. The conversion will depend on the zone in which the system user is located: in America, the transaction will go through the dollar, and in the European Union, through the euro. The MasterCard system operates in 210 countries, with 30 million retail outlets that accept these cards.

Now you clearly understand what Visa and Mastercard are, and we can continue considering the main differences between payment systems.

The main differences between Visa and Mastercard

In our case, it is difficult for a card user to immediately understand the difference between these two popular payment systems. It is important to know that international systems offer several options for plastic cards. Basically, we can divide the cards into several categories.

Categories of cards

Standard. These include Visa Classic, Visa Business, and MasterCard Standart. The listed cards are suitable for online purchases, cash withdrawals through an ATM, and payments using a terminal. You will need to enter CVV2 for Visa or CVC2 for Mastercard. Make sure to read the Terms and Conditions for your purposes.

Electronic. Visa Electron, MasterCard Electronic, Maestro cards have some restrictions on online purchases. For example, it can be a convenient solution for those who often buy unnecessary goods online, allowing you to save your budget.

Premium. MasterCard and Visa offer Platinum or Gold cards. Despite the more expensive maintenance, they save a lot. For example, you can rent a car abroad at a low cost, and get additional insurance on the cost of servicing the card. Also, owners of visa cards participate in various discount programs. The bonuses offered by the premium card will depend on the specific foreign country.

Security of payments

Moreover, both payment systems provide additional security by using 3D Secure technology. “Verified by Visa” brand is what Visa uses to protect users, while Mastercard uses “MasterCard” SecureCode.

Initially, the main currency for payment for Visa was the dollar. While the MasterCard system offered to pay in both dollars and euros, depending on a particular country. Today, banks can add any currency as a settlement currency, including New Zealand dollars.

Less significant differences between payment systems include partnership offers for cardholders, which will differ depending on the bank’s service packages. Suppose some banks give customers the right to get cashback in the form of free money to buy tickets. In Asian countries, large hypermarkets and sometimes duty-free shops offer discounts when paying with MasterCard. Visa, in cooperation with various banks, provides access to premium service at airports, makes it possible to take part in cashback programs, etc.

Difference between Visa and Mastercard

Let’s highlight the main difference between Visa and Mastercard by points:

  • Territorial acceptance. Visa has 200 countries, and Mastercard has 210. In our case, this factor plays an insignificant role.
  • Possibility of payment. Over 60 million companies in the world accept Visa cards, while Mastercard serves only 30 million retail outlets.
  • Online shopping. Both payment systems allow you to safely pay for goods and services online, as well as open e-wallets.
  • Safety. Payment system cards provide almost the same security measures. Visa uses the Visa Money Transfer service. A similar service is available from MasterCard called MoneySend, which is also used by many banks. Also, “Visa” supports an additional security system–Verified by Visa, and “Mastercard” provides a special technology to reduce the number of fraudulent cases in the field of electronic payments.
  • Features. Each company offers the possibility of creating a virtual card. MasterCard additionally gives cards for business: MasterCard BusinessCard®, MasterCard Corporate Card®, and others, with the help of which it is convenient to distribute corporate and personal expenses. “Visa” has similar products such as Visa Business, Visa Corporate, and also Visa Purchasing. A card for organizations that use traditional methods of approval, payment, and tracking of purchases, allowing to increase the efficiency of procurement and business processes.
  • Special offers. Mastercard has a bonus program MasterCard Rewards. It allows you to pay with a card in order to get bonus points for their further exchange for prizes from the catalog. The “Visa” system also offers discounts of 5-15% and regularly carries out various promotions.

Which one is better to use in online casinos?

The difference between the Visa card and the Mastercard is as follows. If you’re a resident of the USA, Canada, New Zealand, Mexico, Australia, the Dominican Republic, or the states of Latin America, it is more profitable to use the Visa card. In the European Union and African countries, it is more rational to use the Mastercard.

Gambling accounts are classified as high-risk due to a large number of transactions, the increased risk of refunds, and fraud from bad-faith players. For example, a person steals card data and uses it in the casino.

What to choose Visa or Mastercard?

Merchant account operators spend a lot of resources on securing transactions for the casino website. To prevent risks to their reputation and sanctions from payment systems, some banks refuse to cooperate with gambling projects. Therefore, you should choose the payment system for online casinos that will meet all the conditions of cooperation. These are mainly specialized operators or payment aggregators for gambling.

Considering which payment system to choose Visa or Mastercard for online casinos, it is worth paying attention to the fact that both are in high demand. Users can get a Visa credit card at any bank, and it is quite quick and convenient to pay with it. If we talk about online casinos, before you deposit money into your account, the card must be registered on the web portal by entering the last name, first name, and card number. The personal data of a foreign gambler will remain private since the gambling site values ​​its reputation and keeps everything safe.

The main difference in terms of online casinos is that MasterCard does not allow withdrawal of the promotion to the card and you need to put confidential information when making the deposit. On the other hand, the system is famous for the speed of funds transfer and ease of use. It allows playing in 5 dollar deposit casino NZ.

What to choose Visa or Mastercard? The choice of a particular payment system should be based on ease of use, priority states of service, and card payments, as well as on the security system and services offered, which are contained in the service package of a particular card.

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The answer to this question depends on your objective. If you want to play just for fun, yes, it works. You can deposit, play, sometimes get payouts back from the casino. Though I doubt that this is what you really wish for. For the reason that people usually come to online casinos to win some extra money (as if they didn’t enjoy the salary), it often works for them too. But it always happens that online casinos are in a better position.

How can online casino work for you?

No matter how much or little you play, deposit or bet at a single game, casino will win over you. Or another player, or another one. It depends on when you stop. No one clearly understands it, and even if so, doesn’t follow this recommendation. Online casinos say to play responsibly but gamblers keep spinning. And this is their biggest mistake.

The only way to beat the casino

The thing is that you can be the winner only when you stop at the right time during the game. Once you win a good amount, make a couple of spins and go out if there are no successful ones anymore. Only this way is possible to beat the casino and make it work for you.

Thus and only you will see how the online casino really works in terms of bringing profit. But don’t get too fascinated about it. Still, the casino needs to make profit for itself too. So, if you lose all the money on slots, you just lose and never get them back.

Choose the trusted casino

Besides, remember to test the casino for trustworthiness before you deposit. It’s actually a very significant move if you wish online casinos were fair and really paid you out. The info on how to distinguish the ‘right’ casino is on our website. Check it out and follow the recommendations.

It is not a secret to anyone that online casinos are ‘tricky things’. People use them for money, and reversely, online casinos are using the gamblers’ attention to get the money. What’s interesting, the only party that takes the real big money is the casino site itself.

Fine, in defense of online casinos, I should say that online casinos do the dirty work collaborating with the services, providers and many more. As a result, they are presenting a ‘candy’. That is what you see – the attractive gambling site.

There are some stages that online casinos go through to make the continuous work successfully. Let’s see these steps more closely.

  1. Attention stage. At this point the online casinos attract players by ads on emails, social nets and specific sites. Once you get caught, the casino site starts handling your personality. In other words, you get attracted even more. Different bonuses and casino policy help with it.
  2. Registration. Obviously, after you get completely stuck on the site, you find yourself filling in the sign-up form. Congratulations, you’re a member of the casino.
  3. Depositing. This stage is the cream of the crop for online casinos. You give them your first funds. This money is still yours until you start playing.
  4. Bonuses. Perhaps, bonuses are the things that attracted you the most. They have pitfalls, to tell the truth. (You can read about it on our site). So, you claim for the bonus as you meet all the requirements.
  5. Games. If you started the game right with the real money mode, you will most probably lose them all (unless you have experience). So, you start betting, spinning, playing and winning or losing. It depends on RNG. The generator gives out fair and random results. Finally, you lose a part of your money that goes to the house edge (budget) of an online casino. Sometimes you win it back, sometimes no. If you want to return it, as soon as you get the total balance over your starting sum, quit the game.
  6. Withdrawal. You can withdraw at any time. Just make sure you’ve completed the bonus requirements if you’re using them. So you go to the banking page and select the payout option. Look through the methods available and fill in the form.
  7. Verification. This process takes time. If you are a newbie at the casino, it may take several days. Basically, the casino team just wants to make sure you are the real person, and not a fraud. At this stage the casino might ask for extra info and dos. You’d better give them everything they need.
  8. Payout. After the successful previous stage, they send your winning to the banking option you’ve selected. Wait for the money.

The more you play, the more you notice that real money is further and further away from you. Online casinos seem so innocent at the beginning that you fall for their offerings. Though when it comes to real gaming, you stick to the losing track. No doubt that you wonder whether it’s even possible to win money on online casinos.

However, you’ve probably won the money. Surely it was some little sum not far beyond the limits of your initial balance. But apparently, this is not what you expected from the online casino. You imagined it as if you would win half a million dollars. This is possible only for the high-rollers who deposit big and bet max. However, they can fail too.

There’s another point of view. Some people blame the casino sites as though they rig the games and players never win. This is true for the fraudulent casinos only. The fair ones will never mistreat players or cheat on them. If your casino rigs the games, then it’s rather your fault as you’ve chosen the wrong site.

Wise choice

Hence it follows that you should select the right gambling site. Remember the rules of the fair online casinos.

Gambling sites must have an official license to operate internationally or in your district.
The sites must also be transparent and provide the necessary info about the owner and the company, thus you can check the legitimacy.
Terms and Conditions of the casino itself and its promos should be decent. Wagering requirements are also not too excessive.

Gamble responsibly

Even if the casino is fine in your case, you can still have problems with winnings. This is due to irresponsible gaming. It’s not a statement, just probability that you might be playing every game down to the wire. It’s good that you are persistent, but it doesn’t work for gambling. You see, the secret of winning a game is that you quit it at the right time. You can feel the urge to continue playing after a range of successful rounds, but you should not. You have already won, temper your greed and hazard!

Strategic gaming

The experienced gamblers haven’t made up strategies in vain. They believe the betting schemes can really help to win the casino games. Even though the online games are totally random, the players’ minds can’t help thinking over some plan on ‘how to win those slots and table games’. It’s the nature of human beings and very often it doesn’t let them down. So try to apply some winning strategies during your game play.

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